Bpi Savings Account
2021年7月24日Register here: http://gg.gg/vi0ti
*Online Bpi Account
*Bpi Savings Account Philippines
*Bpi Savings Account For Ofw
Bank of the Philippine Islands (BPI) is one of the biggest and trusted banks in the country. If you are looking for a stable bank to place your hard-earned money, then you may consider opening an account with them. BPI also has over 800 branches in the country and close to 3,000 ATMs and cash deposit machines. It makes BPI, an excellent choice for a bank because there’s always a branch near your place.Importance of Having a Savings Account
Did you know that the majority of Filipinos still do not own a bank account yet? As of the latest study in 2017, there’s only 22.6% of our population that has a bank account. That’s quite small, right? But because you’ll be opening yours soon, then this number will go up.Convenience
Applying for a BPI Savings Account. Opening a regular savings account with BPI entitles members to the following benefits and services: Low initial deposit fee of Php 500.00.to open a regular savings account.
Having a bank account means you don’t have to carry cash more than what you need, especially if you’re using public transport because you can access any ATM virtually anywhere if there’s a sudden need for extra cash.
First off, a BPI Account number has 10 digits. However, the total number of digits may be more than 10 depending on the total number of BPI account holders out there. Therefore, if you are asked to provide. Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands. BPI Direct Savings Bank 1. ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in.Safe and Secured
Placing your money in a bank is safer and secure than leaving it inside your home and having your money away from catastrophic events like flood, fire, robbery, etc. Plus, your savings are insured up to Php 500k by PDIC should anything happen to the bank.Enjoy Perks and Pay Online
Some ATM savings account will entitle you to exclusive discounts from your favorite stores. You can also use it to pay your online purchases. If you want to pay your utility bills in a breeze, then this can be your friend.List of BPI Savings Account
BPI offers several types of savings account that will fit your financial need, and here they are.1. BPI Kaya Savings Account
It is formerly known as the BPI Easy Savers account. It is effortless to open with just Php 200 initial deposit with no maintaining balance. The only drawback is that you’ll be charged Php 5 for each withdrawal, ATM card payment of Php 50, and with no interest.
Initial Deposit: Php 200
ATM Card Payment: Php 50
Maintaining Balance: n/a
Withdrawal Charge: Php 5 per withdrawal
Over-the-Counter Withdrawal Charge: Php 100 per withdrawal
Interest: n/a2. BPI Express Teller Savings Account
It is a regular ATM savings account with an initial deposit of Php 500 and a maintaining balance of Php 3,000. You can use this at any ATM nationwide and online transactions like bills payment. You’ll also be entitled to receive interest on your savings account, which is usually paid every quarter-end.
Initial Deposit: Php 500
Maintaining Balance: Php 3,000
Withdrawal Charge: FREE
Interest: 0.25% p.a.3. BPI Save-Up
It is an option for existing BPI ATM cardholders if you want to automate your savings. You can transfer your savings in this account from your existing BPI ATM card.
Initial Deposit: n/a
Maintaining Balance: Php 3,000 to earn interest
Withdrawal Charge: FREE
Interest: 0.5%-0.8% p.a.
Two Options: High Interest or Savings with Life Insurance4. BPI Jumpstart
Teach your kids the value of money and the importance of saving it while they’re still young. It can also help you as a parent to monitor the withdrawals made by your children. And it can also help you in the timely transfer of their allowances from your account to theirs.
Initial Deposit: Php 100
Maintaining Balance: Php 500 or Php 1,000 to earn interest
Interest: 0.5% p.a.5. BPI Maxi-Saver
Do you want a higher interest rate for your savings? If yes, then this might be the perfect savings account for you. It gives the highest possible return for your savings account, and it gives bonus interest when no withdrawal is made within a month.
Initial Deposit: Php 50,000 for ATM & Php 75,000 for Passbook
Maintaining Balance: Php 50,000 for ATM & Php 75,000 for Passbook
Bonus interest: 0.5% if no withdrawals made within a month
Basic Interest:
*Less than Php 50,000 – n/a
50,000 – Php 499,999 – 0.250%
500,000 – Php 999,999 – 0.375%
1M and above – 1.000%6. BPI Passbook Savings Account
Passbook is an excellent choice if you would want it to make it a bit difficult to withdraw money to help you in keeping away from impulsive purchases.
Initial Deposit: Php 10,000
Maintaining Balance: Php 10,000 (Php 25,000 to earn interest)
Interest: 0.25%7. BPI Pamana Savings Account
Get a FREE life insurance coverage of up to 3x of your account balance. The maximum life insurance coverage is up to Php 2 Million.
Initial Deposit: Php 50,000 for ATM & Php 75,000 for Passbook
Maintaining Balance: Php 50,000 for ATM & Php 75,000 for Passbook
READ: Top 10 Life Insurance Companies in the Philippines
READ: Sun Maxilink Prime | The Best- Selling VUL Plan From Sun LifeRequirements in Opening a BPI Savings Account
So here are the requirements in opening a BPI savings account.1. Two (2) Valid IDs
Bring 2 valid IDs and don’t forget to photocopy them because most of the time they will require these photocopies so don’t forget to bring them. Here’s the list of BPI accepted valid IDs.2. Utility Bill
You may be required to bring a utility bill. It is to check your billing address. The bill doesn’t need to be under your name for as long as you’re currently residing in that address. You may bring any bill like electricity, phone, internet bill, etc.3. 2 Latest 2×2 Pictures
BPI also accepts 1×1 pictures just in case you don’t have one. They have this signature card, where you will be required to sign multiple times and where your pictures will be attached. It will help them verify your identity or guard you against anyone who pretends to be you when there’s a suspicious transaction made in your account.4. TIN Number
Most of the financial institutions now require a TIN before you can perform any financial transactions. So don’t forget to have it ready.5. Initial Deposit Amount
Your initial deposit will depend on your chosen type of savings account. Chose the type that currently fits your financial needs.The Ultimate Step-by-Step Guide in Opening BPI Account
Opening your first bank account is quite a task, and you don’t want to look ignorant while getting your account done. You can use this guide for you to have an idea of the flow when opening a BPI savings account.1. Visit the Nearest Branch
First, you need to bring all the documents required, i.e., valid ID and initial deposit. Remember to always go to the nearest branch in your area. You don’t want to visit a bank kilometers away from home, right.2. Get a Queuing Number
You can get the queuing number from the guard and tell him that you would want to open a savings account. Game to play for free.3. Fill out the Application Forms
Tell the teller first, what kind of savings account you would like to open. The teller will now give you all the forms you need to fill out. Once done, you may now hand all the requirements to the teller.4. Verify and Quick Interview
After filling out the forms, you may be asked to go for a short interview with the branch manager of the bank. Do not be afraid as questions will only be the same as what questions you answered earlier.Online Bpi Account5. Get Your ATM Card or Passbook
After the interview, the teller will give you the passbook or the ATM card. In some instances, it will be given to you after 2-3 business days. If that’s the case, the teller will call you once your card is ready, or sometimes they will tell you the date of the availability of the card.6. Change PIN and Enjoy Saving
Once you get your ATM card, you may now change the default PIN to your new and more secure PIN. After that, you are set. You can now use it and deposit more money in it or even pay your billers.
I hope this blog will help you in opening your first bank account with BPI. If you have questions or anything to share, please write it in the comment box below.
*****
Federico is an electronics engineer, financial blogger, insurance agent, and a certified investment solicitor. A multi-awarded financial advisor with clients ranging from lawyers, doctors, engineers, accountants, business owners, company directors, and OFWs to minimum wage earners had sought advice from him in achieving lifetime financial freedom.
Are you planning to open a savings account that does not require you to maintain a certain amount just to keep it active?
Are you looking for a bank account where you can keep your allowance or extra remittance from your loved ones?
Well, BPI Kaya Savings Account might be for you.
Many Filipinos get intimidated when it comes to opening a bank account in the Philippines.
One of the reasons is that they think there’s a lot of requirements to open an account.
Another reason is that they think they need to have a lot of money for the initial deposit.
And others say that they’re afraid they might not be able to maintain the balance to keep their account active.
But the truth is, there are a lot of bank deposit accounts now that are easy to open and that doesn’t require a lot of requirements.
One of those is the BPI Kaya Savings Account which is one of the most popular offers of the Bank of Philippine Islands.
This type of account is very easy to open just like the BPI Easy Saver account.
With only ₱200, you can already have a BPI Kaya Savings Account.Bpi Savings Account Philippines
What’s even more surprising is that it has no maintaining balance, which means less pressure on you if you don’t have a remaining balance on your account.
I don’t know if there’s a similar product in the market nowadays like this BPI Kaya Savings but this one is really a good deal.
So, if you are planning to open an account, you might want to consider this BPI Kaya Savings account.
If you’re still undecided, check out the other features of this bank product.BPI Kaya Savings Account Features
*Initial Deposit – Php 200 only
*NO/ZERO Maintaining Balance
*Minimal Fees for withdrawal transactions
*Php 5 per withdrawal at any BPI Express Teller ATMs and other customer-initiated debits such as OTC, EPS, and/or 24/7 banking channels
*Php 100 for withdrawals done over-the-counter
*Prevailing Debit Card fees apply
*Required Daily Balance to Earn Interest – Php 1,000
*Interest Rate per Annum – 0.25%
If I’m not mistaken, the new BPI Kaya Savings is their replacement for the BPI Easy Saver Account.
You may ask BPI directly about this and for more info about these account types.How to Open a BPI Kaya Savings Account
Step 1: Prepare the BPI Kaya Savings requirements:
*2 valid IDs
*Proof of Billing
*Contact Numbers
*TIN or Tax Identification Number
*₱200 Initial Deposit
*₱150 Express Teller Card fee
Step 2: Go to the nearest BPI branch.
Most banks now require applicants or account holders to open an account at the branch within the area of their residence.
Once at the bank, go to the Customer Information table and inform them that you are going to open a BPI Kaya Savings Account.
You will need to fill out the account opening form and affix your signatures which should match with your valid IDs.
After that, you will have to submit all the requirements and the Initial Deposit of ₱200 and Express Teller Card fee of ₱150.
Step 3: Activate your BPI Kaya Savings Account
You will receive your ATM card on the same day after your application for BPI Kaya Savings Account is approved and processed.
Then, you’ll have to change the PIN (Personal Identification Number) at the ATM machine.
Your new BPI Kaya Savings Account ATM card shall be activated and ready to use within or after 24 hours.FAQs about BPI Kaya Savings
What is Kaya savings BPI?
Kaya Savings is one of the accounts that you can open with BPI. Kaya is a tagalog term may mean easy to open because unlike other savings account, Kaya Savings only require ₱200 Initial Deposit and it is very easy to maintain because it has no maintaining balance.
Kaya Savings gives clients a worry-free option when it comes to saving.
How can I open a savings account in BPI Kaya?
Just bring at least 2 valid IDs, proof of billing, and TIN. Then go to the nearest BPI branch to open an account.
What are the BPI Kaya savings requirements for students?
BPI Kaya Savings is ideal for students. The requirements include a valid ID – you may bring your active and valid student ID.
Another requirement is the proof of billing, you may borrow your proof of billing at home like your electric or any utility bill. If this is not available, you may request for a barangay certificate indicating your current address.
TIN is required but you may ask the bank officer if you can open an account without a TIN since you are still a student. But if they insist, you’d have to go to the BIR to apply for TIN.
Some banks require a 2×2 picture. You may bring 2 pcs if you have or ask the bank officer if it’s okay to have no pictures.
Students below 18 years old may need to be accompanied by a guardian during account opening.
When applying for a bank account, don’t hesitate to ask the bank officers about the requirements or any clarifications.
How much is the opening account in BPI?
There are various bank accounts in BPI. The Initial Deposit depends on the type of account that you want to open. For BPI Kaya, it’s only ₱200. For other accounts like BPI Express Teller account, the initial deposit is ₱3,000. Click here for more info about BPI Deposit Rates.
Can I withdraw 100 pesos in BPI?
Yes, you can withdraw 100 pesos at the ATM machine but not over the counter.Bpi Savings Account For Ofw7 Reasons why you should Open a BPI Kaya Savings Account
*Very easy small Initial deposit required. With only ₱200, you can open an account already.
*Very easy to maintain. Since there is no maintaining balance for this type of account, you don’t have to worry about the penalties or account closure when nothing is left on your account.
*Lower fees than other bank account. Only ₱5.00 charge for all customer-initiated debits and withdrawal transactions (ATM and over-the-counter).
*You can earn 0.25% interest per annum if you if you opt to maintain ₱1,000 daily balance on your account. But again, this is optional.
*You only need to pay ₱150 for the issuance of the debit card.
*You can use your BPI Kaya Savings debit card for your offline purchases. For online, it may be available very soon or you may try it and see if it works already.
*Having your own savings account will motivate you to start and continue saving for your future. When you save consistently, you’ll eventually develop a habit of saving, and you will achieve financial freedom in the future.BPI Kaya Savings Review
Those who have successfully opened a BPI Kaya Savings account said that the account opening process is very fast when you have the requirements ready.
They said that their new account is very easy to manage and maintain and it’s very useful for them. It does what it’s supposed to do.
Students are able to receive and keep their allowances in their Kaya Savings account.
Basically, anyone can open this type of account easily. So, if you don’t have an account yet, get your Kaya Savings now.Other BPI Deposit Accounts
Depending on your needs and lifestyle, you may open other types of BPI Deposit Accounts:
*BPI Advance Savings: an account that allows you to enjoy the interest of your deposit ahead of time.
*BPI Padala Moneyger: an affordable savings account specially designed for those who receive remittances from abroad.
*BPI Express Teller: an account that helps you simplify your finances through 24-hour superior electronic banking.
*BPI Save-up: an account that helps you set aside money from your ATM account to your Save-Up account regularly (every month, twice a month, etc).
*BPI Jumpstart: an account that is specially designed for the youth, ages 10 to 17 years old. It’s a tool to form the habit of saving at an early age.
*BPI Maxi-Saver: an account that lets you EARN MORE as you SAVE MORE.
*BPI Pamana Savings Account with FREE Life Insurance: an account that lets you earn interest on your savings and it comes with a FREE Life Insurance that’s worth 3x your account balance.
*BPI Pamana Padala: an account that is specially designed savings account for Overseas Filipino Remitters.
*BPI Passbook Account: an account that helps you keep your money while you earn interest and allows you to monitor your banking transactions in an easy and sensible way.
*BPI Foreign Currency Accounts: an account that allows you to save and grow your foreign currency with BPI.
To inquire about any BPI accounts, products, and services, you may call BPI Hotline 89-100 or visit BPI website or visit the nearest BPI branch.
Cool cat casino bonus. RELATED ARTICLES:Related
Register here: http://gg.gg/vi0ti
https://diarynote.indered.space
*Online Bpi Account
*Bpi Savings Account Philippines
*Bpi Savings Account For Ofw
Bank of the Philippine Islands (BPI) is one of the biggest and trusted banks in the country. If you are looking for a stable bank to place your hard-earned money, then you may consider opening an account with them. BPI also has over 800 branches in the country and close to 3,000 ATMs and cash deposit machines. It makes BPI, an excellent choice for a bank because there’s always a branch near your place.Importance of Having a Savings Account
Did you know that the majority of Filipinos still do not own a bank account yet? As of the latest study in 2017, there’s only 22.6% of our population that has a bank account. That’s quite small, right? But because you’ll be opening yours soon, then this number will go up.Convenience
Applying for a BPI Savings Account. Opening a regular savings account with BPI entitles members to the following benefits and services: Low initial deposit fee of Php 500.00.to open a regular savings account.
Having a bank account means you don’t have to carry cash more than what you need, especially if you’re using public transport because you can access any ATM virtually anywhere if there’s a sudden need for extra cash.
First off, a BPI Account number has 10 digits. However, the total number of digits may be more than 10 depending on the total number of BPI account holders out there. Therefore, if you are asked to provide. Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands. BPI Direct Savings Bank 1. ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in.Safe and Secured
Placing your money in a bank is safer and secure than leaving it inside your home and having your money away from catastrophic events like flood, fire, robbery, etc. Plus, your savings are insured up to Php 500k by PDIC should anything happen to the bank.Enjoy Perks and Pay Online
Some ATM savings account will entitle you to exclusive discounts from your favorite stores. You can also use it to pay your online purchases. If you want to pay your utility bills in a breeze, then this can be your friend.List of BPI Savings Account
BPI offers several types of savings account that will fit your financial need, and here they are.1. BPI Kaya Savings Account
It is formerly known as the BPI Easy Savers account. It is effortless to open with just Php 200 initial deposit with no maintaining balance. The only drawback is that you’ll be charged Php 5 for each withdrawal, ATM card payment of Php 50, and with no interest.
Initial Deposit: Php 200
ATM Card Payment: Php 50
Maintaining Balance: n/a
Withdrawal Charge: Php 5 per withdrawal
Over-the-Counter Withdrawal Charge: Php 100 per withdrawal
Interest: n/a2. BPI Express Teller Savings Account
It is a regular ATM savings account with an initial deposit of Php 500 and a maintaining balance of Php 3,000. You can use this at any ATM nationwide and online transactions like bills payment. You’ll also be entitled to receive interest on your savings account, which is usually paid every quarter-end.
Initial Deposit: Php 500
Maintaining Balance: Php 3,000
Withdrawal Charge: FREE
Interest: 0.25% p.a.3. BPI Save-Up
It is an option for existing BPI ATM cardholders if you want to automate your savings. You can transfer your savings in this account from your existing BPI ATM card.
Initial Deposit: n/a
Maintaining Balance: Php 3,000 to earn interest
Withdrawal Charge: FREE
Interest: 0.5%-0.8% p.a.
Two Options: High Interest or Savings with Life Insurance4. BPI Jumpstart
Teach your kids the value of money and the importance of saving it while they’re still young. It can also help you as a parent to monitor the withdrawals made by your children. And it can also help you in the timely transfer of their allowances from your account to theirs.
Initial Deposit: Php 100
Maintaining Balance: Php 500 or Php 1,000 to earn interest
Interest: 0.5% p.a.5. BPI Maxi-Saver
Do you want a higher interest rate for your savings? If yes, then this might be the perfect savings account for you. It gives the highest possible return for your savings account, and it gives bonus interest when no withdrawal is made within a month.
Initial Deposit: Php 50,000 for ATM & Php 75,000 for Passbook
Maintaining Balance: Php 50,000 for ATM & Php 75,000 for Passbook
Bonus interest: 0.5% if no withdrawals made within a month
Basic Interest:
*Less than Php 50,000 – n/a
50,000 – Php 499,999 – 0.250%
500,000 – Php 999,999 – 0.375%
1M and above – 1.000%6. BPI Passbook Savings Account
Passbook is an excellent choice if you would want it to make it a bit difficult to withdraw money to help you in keeping away from impulsive purchases.
Initial Deposit: Php 10,000
Maintaining Balance: Php 10,000 (Php 25,000 to earn interest)
Interest: 0.25%7. BPI Pamana Savings Account
Get a FREE life insurance coverage of up to 3x of your account balance. The maximum life insurance coverage is up to Php 2 Million.
Initial Deposit: Php 50,000 for ATM & Php 75,000 for Passbook
Maintaining Balance: Php 50,000 for ATM & Php 75,000 for Passbook
READ: Top 10 Life Insurance Companies in the Philippines
READ: Sun Maxilink Prime | The Best- Selling VUL Plan From Sun LifeRequirements in Opening a BPI Savings Account
So here are the requirements in opening a BPI savings account.1. Two (2) Valid IDs
Bring 2 valid IDs and don’t forget to photocopy them because most of the time they will require these photocopies so don’t forget to bring them. Here’s the list of BPI accepted valid IDs.2. Utility Bill
You may be required to bring a utility bill. It is to check your billing address. The bill doesn’t need to be under your name for as long as you’re currently residing in that address. You may bring any bill like electricity, phone, internet bill, etc.3. 2 Latest 2×2 Pictures
BPI also accepts 1×1 pictures just in case you don’t have one. They have this signature card, where you will be required to sign multiple times and where your pictures will be attached. It will help them verify your identity or guard you against anyone who pretends to be you when there’s a suspicious transaction made in your account.4. TIN Number
Most of the financial institutions now require a TIN before you can perform any financial transactions. So don’t forget to have it ready.5. Initial Deposit Amount
Your initial deposit will depend on your chosen type of savings account. Chose the type that currently fits your financial needs.The Ultimate Step-by-Step Guide in Opening BPI Account
Opening your first bank account is quite a task, and you don’t want to look ignorant while getting your account done. You can use this guide for you to have an idea of the flow when opening a BPI savings account.1. Visit the Nearest Branch
First, you need to bring all the documents required, i.e., valid ID and initial deposit. Remember to always go to the nearest branch in your area. You don’t want to visit a bank kilometers away from home, right.2. Get a Queuing Number
You can get the queuing number from the guard and tell him that you would want to open a savings account. Game to play for free.3. Fill out the Application Forms
Tell the teller first, what kind of savings account you would like to open. The teller will now give you all the forms you need to fill out. Once done, you may now hand all the requirements to the teller.4. Verify and Quick Interview
After filling out the forms, you may be asked to go for a short interview with the branch manager of the bank. Do not be afraid as questions will only be the same as what questions you answered earlier.Online Bpi Account5. Get Your ATM Card or Passbook
After the interview, the teller will give you the passbook or the ATM card. In some instances, it will be given to you after 2-3 business days. If that’s the case, the teller will call you once your card is ready, or sometimes they will tell you the date of the availability of the card.6. Change PIN and Enjoy Saving
Once you get your ATM card, you may now change the default PIN to your new and more secure PIN. After that, you are set. You can now use it and deposit more money in it or even pay your billers.
I hope this blog will help you in opening your first bank account with BPI. If you have questions or anything to share, please write it in the comment box below.
*****
Federico is an electronics engineer, financial blogger, insurance agent, and a certified investment solicitor. A multi-awarded financial advisor with clients ranging from lawyers, doctors, engineers, accountants, business owners, company directors, and OFWs to minimum wage earners had sought advice from him in achieving lifetime financial freedom.
Are you planning to open a savings account that does not require you to maintain a certain amount just to keep it active?
Are you looking for a bank account where you can keep your allowance or extra remittance from your loved ones?
Well, BPI Kaya Savings Account might be for you.
Many Filipinos get intimidated when it comes to opening a bank account in the Philippines.
One of the reasons is that they think there’s a lot of requirements to open an account.
Another reason is that they think they need to have a lot of money for the initial deposit.
And others say that they’re afraid they might not be able to maintain the balance to keep their account active.
But the truth is, there are a lot of bank deposit accounts now that are easy to open and that doesn’t require a lot of requirements.
One of those is the BPI Kaya Savings Account which is one of the most popular offers of the Bank of Philippine Islands.
This type of account is very easy to open just like the BPI Easy Saver account.
With only ₱200, you can already have a BPI Kaya Savings Account.Bpi Savings Account Philippines
What’s even more surprising is that it has no maintaining balance, which means less pressure on you if you don’t have a remaining balance on your account.
I don’t know if there’s a similar product in the market nowadays like this BPI Kaya Savings but this one is really a good deal.
So, if you are planning to open an account, you might want to consider this BPI Kaya Savings account.
If you’re still undecided, check out the other features of this bank product.BPI Kaya Savings Account Features
*Initial Deposit – Php 200 only
*NO/ZERO Maintaining Balance
*Minimal Fees for withdrawal transactions
*Php 5 per withdrawal at any BPI Express Teller ATMs and other customer-initiated debits such as OTC, EPS, and/or 24/7 banking channels
*Php 100 for withdrawals done over-the-counter
*Prevailing Debit Card fees apply
*Required Daily Balance to Earn Interest – Php 1,000
*Interest Rate per Annum – 0.25%
If I’m not mistaken, the new BPI Kaya Savings is their replacement for the BPI Easy Saver Account.
You may ask BPI directly about this and for more info about these account types.How to Open a BPI Kaya Savings Account
Step 1: Prepare the BPI Kaya Savings requirements:
*2 valid IDs
*Proof of Billing
*Contact Numbers
*TIN or Tax Identification Number
*₱200 Initial Deposit
*₱150 Express Teller Card fee
Step 2: Go to the nearest BPI branch.
Most banks now require applicants or account holders to open an account at the branch within the area of their residence.
Once at the bank, go to the Customer Information table and inform them that you are going to open a BPI Kaya Savings Account.
You will need to fill out the account opening form and affix your signatures which should match with your valid IDs.
After that, you will have to submit all the requirements and the Initial Deposit of ₱200 and Express Teller Card fee of ₱150.
Step 3: Activate your BPI Kaya Savings Account
You will receive your ATM card on the same day after your application for BPI Kaya Savings Account is approved and processed.
Then, you’ll have to change the PIN (Personal Identification Number) at the ATM machine.
Your new BPI Kaya Savings Account ATM card shall be activated and ready to use within or after 24 hours.FAQs about BPI Kaya Savings
What is Kaya savings BPI?
Kaya Savings is one of the accounts that you can open with BPI. Kaya is a tagalog term may mean easy to open because unlike other savings account, Kaya Savings only require ₱200 Initial Deposit and it is very easy to maintain because it has no maintaining balance.
Kaya Savings gives clients a worry-free option when it comes to saving.
How can I open a savings account in BPI Kaya?
Just bring at least 2 valid IDs, proof of billing, and TIN. Then go to the nearest BPI branch to open an account.
What are the BPI Kaya savings requirements for students?
BPI Kaya Savings is ideal for students. The requirements include a valid ID – you may bring your active and valid student ID.
Another requirement is the proof of billing, you may borrow your proof of billing at home like your electric or any utility bill. If this is not available, you may request for a barangay certificate indicating your current address.
TIN is required but you may ask the bank officer if you can open an account without a TIN since you are still a student. But if they insist, you’d have to go to the BIR to apply for TIN.
Some banks require a 2×2 picture. You may bring 2 pcs if you have or ask the bank officer if it’s okay to have no pictures.
Students below 18 years old may need to be accompanied by a guardian during account opening.
When applying for a bank account, don’t hesitate to ask the bank officers about the requirements or any clarifications.
How much is the opening account in BPI?
There are various bank accounts in BPI. The Initial Deposit depends on the type of account that you want to open. For BPI Kaya, it’s only ₱200. For other accounts like BPI Express Teller account, the initial deposit is ₱3,000. Click here for more info about BPI Deposit Rates.
Can I withdraw 100 pesos in BPI?
Yes, you can withdraw 100 pesos at the ATM machine but not over the counter.Bpi Savings Account For Ofw7 Reasons why you should Open a BPI Kaya Savings Account
*Very easy small Initial deposit required. With only ₱200, you can open an account already.
*Very easy to maintain. Since there is no maintaining balance for this type of account, you don’t have to worry about the penalties or account closure when nothing is left on your account.
*Lower fees than other bank account. Only ₱5.00 charge for all customer-initiated debits and withdrawal transactions (ATM and over-the-counter).
*You can earn 0.25% interest per annum if you if you opt to maintain ₱1,000 daily balance on your account. But again, this is optional.
*You only need to pay ₱150 for the issuance of the debit card.
*You can use your BPI Kaya Savings debit card for your offline purchases. For online, it may be available very soon or you may try it and see if it works already.
*Having your own savings account will motivate you to start and continue saving for your future. When you save consistently, you’ll eventually develop a habit of saving, and you will achieve financial freedom in the future.BPI Kaya Savings Review
Those who have successfully opened a BPI Kaya Savings account said that the account opening process is very fast when you have the requirements ready.
They said that their new account is very easy to manage and maintain and it’s very useful for them. It does what it’s supposed to do.
Students are able to receive and keep their allowances in their Kaya Savings account.
Basically, anyone can open this type of account easily. So, if you don’t have an account yet, get your Kaya Savings now.Other BPI Deposit Accounts
Depending on your needs and lifestyle, you may open other types of BPI Deposit Accounts:
*BPI Advance Savings: an account that allows you to enjoy the interest of your deposit ahead of time.
*BPI Padala Moneyger: an affordable savings account specially designed for those who receive remittances from abroad.
*BPI Express Teller: an account that helps you simplify your finances through 24-hour superior electronic banking.
*BPI Save-up: an account that helps you set aside money from your ATM account to your Save-Up account regularly (every month, twice a month, etc).
*BPI Jumpstart: an account that is specially designed for the youth, ages 10 to 17 years old. It’s a tool to form the habit of saving at an early age.
*BPI Maxi-Saver: an account that lets you EARN MORE as you SAVE MORE.
*BPI Pamana Savings Account with FREE Life Insurance: an account that lets you earn interest on your savings and it comes with a FREE Life Insurance that’s worth 3x your account balance.
*BPI Pamana Padala: an account that is specially designed savings account for Overseas Filipino Remitters.
*BPI Passbook Account: an account that helps you keep your money while you earn interest and allows you to monitor your banking transactions in an easy and sensible way.
*BPI Foreign Currency Accounts: an account that allows you to save and grow your foreign currency with BPI.
To inquire about any BPI accounts, products, and services, you may call BPI Hotline 89-100 or visit BPI website or visit the nearest BPI branch.
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